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DISCLAIMER
This is a personal blog. All opinions and views expressed here represent my own and do not necessarily reflect those of my employer. Please be aware that my thoughts and opinions change from time to time as I consider (and reconsider) the world around me and that previously held views may not be revised on this site. No views or opinions expressed here should be considered financial advice or guidance. Do what you want with them, but be aware that any action you take based the information presented on this site is strictly at your own risk.